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Natural Disasters and Car Insurance

Natural disasters affect car insurance premiums

Ceres recently completed a report that indicated that insurance losses from weather related disasters have increased 15-fold in the last thirty years.  This increase is record breaking.  Such an increase is effecting not only the availability of insurance, but premiums for such policies as well.  Premiums are predicted to rise because of the high number of natural disaster and weather related claims. 

Steps to take to make sure that losses from natural disasters are minimal

The following tips can help you minimize losses you experience to your car in case of a natural disaster. 

  • Comprehensive Coverage is a great way to ward off costs.  Comprehensive coverage takes care of damages inflicted on your car that are not the result of a collision, including natural disasters and weather.
  • Find out about natural disasters in your area of Texas.  Do you experience tornados or hurricanes often?  If you do, a little extra comprehensive coverage may be a wise investment in protecting your car

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